What is the NIZU Statements Import app?

Statements Import is a NIZU Cloud WorkSpace app that turns a bank statement file into reconciled accounting records. You upload the statement your bank exports (CSV, TSV or XLSX), and the app reads every line, matches money received to the right customer invoice and money paid out to an expense, and lets you confirm each match with one click.

The problem it solves

Every business has to answer a simple question at the end of the month: does what the bank shows agree with what the books show? Doing that by hand — opening the statement, finding the matching invoice, typing in a payment — is slow and error-prone, especially when a customer pays quoting the wrong invoice number. Statements Import automates that reconciliation.

How it works, in short

1. You save a map template once per bank that describes how that bank lays out its export (which column is the date, the amount, the communication).
2. You attach an IBAN to a NIZU payment method so the app knows which bank account a statement belongs to.
3. On each import you pick the bank account and the template, upload the file, and the app parses, de-duplicates and matches the lines.
4. You review the suggestions and reconcile — the app writes a real invoice payment in NIZU, exactly like a manual payment.

What makes it accurate

The matching engine reads the free-text payment communication and recovers the invoice even when the customer typed the number loosely. It understands Belgian structured communications (the OGM/VCS +++000/0000/12326+++ format with its check digit), extracts invoice numbers from ordinary text, and corroborates a match with the exact amount. Nothing is posted on a guess: every suggestion carries a confidence score and waits for your confirmation unless you raise the auto-confirm threshold.

Optional AI assistance

For the incoming payments the deterministic engine cannot place, you can optionally enable an AI model (OpenAI, Anthropic Claude, Grok or DeepSeek) to suggest the matching invoice. The AI only ever chooses from a shortlist of your open invoices that NIZU prepares — it cannot invent an invoice — and its suggestion still needs your confirmation. This keeps a financial reconciliation trustworthy while letting AI handle the fuzzy, human-worded cases.

Who it is for

Any NIZU WorkSpace that issues invoices and wants its bank activity reflected in NIZU without manual data entry — bookkeepers, finance teams and business owners handling their own accounts.

Keywords: bank statement import, bank reconciliation, invoice payment matching, CSV bank import, XLSX statement import, OGM/VCS structured communication, accounts receivable automation, NIZU Cloud.